Institutional capital for life settlement policy acquisitions.
Aurevia Capital partners with licensed life settlement brokers and providers to evaluate, price, and purchase policies using disciplined underwriting, documented controls, and transparent workflows.
For informational purposes only. Not an offer to sell or a solicitation to buy securities. Any offering is made solely through definitive offering documents and to eligible investors, as applicable.
Fund overview
Aurevia Capital is built to evaluate policies with an institutional lens: underwriting discipline, conservative assumptions, and operational readiness.
Investment focus
Primary and secondary policy acquisitions in the U.S. life settlement market, sourced through licensed brokers and providers.
- Policy-level underwriting and pricing discipline
- Documentation-first execution
- Broker-aligned, repeatable workflow
What we value
Files that are complete, consistent, and easy to validate, so decisions are fast and predictable.
- Clear ownership + licensing chain
- Recent medical summaries and LE reports
- In-force illustrations and premium history
How we operate
Institutional controls designed to minimize surprises: standardized checklists, gated approvals, and documented assumptions.
- Structured triage and underwriting memos
- Scenario analysis and sensitivity reviews
- Execution checklist from IOI to closing
Our approach
We combine medical underwriting rigor with policy mechanics analysis to support consistent pricing and cleaner execution.
Underwriting & pricing
Policy-level diligence emphasizing verifiability and downside awareness.
- Medical review: synthesize records and validate life expectancy inputs
- Policy mechanics: COI / deductions, premium pattern, lapse risk, loan dynamics
- Scenario work: sensitivity to longevity and premium runway assumptions
- Documentation: a clear “why” behind each price decision
Risk management
Risk controls are embedded into the process, not added after the fact.
- Conservative guardrails: controls for premium sufficiency and tail longevity
- Concentration awareness: diversify by insured profile, carrier, and policy type
- Operational controls: checklists, QA gates, and exception handling
- Service-provider discipline: third-party support where appropriate
Broker partnership
We aim to be a reliable bidding counterparty with a clear workflow and predictable information requests.
Broker process
A simple, professional workflow. Send a complete file and we’ll respond with next steps (triage requests, timing, or pricing direction).
1) Initial submission
Send the package via secure link (preferred) or email for early triage.
- Policy summary (carrier, product, face, issue year)
- In-force illustration + premium mode/history
- Ownership + provider/broker licensing chain
2) Underwriting review
We evaluate medical and policy mechanics with documented assumptions.
- Medical records + LE reports (if available)
- Policy deductions / COI details (where relevant)
- Premium sufficiency review (runway / stress cases)
3) Execution
Defined steps from indication of interest to closing coordination.
- IOI / bid communication
- Transaction checklist + documents
- Closing coordination through licensed counterparties
Submission checklist (recommended)
Providing the following upfront improves turnaround and reduces back-and-forth:
- Insured: age, sex, smoker status (if known), state of residence
- Policy: carrier, product type, face, issue year, premiums, loans, riders
- Servicing: latest in-force illus, premium history, current status letter (if available)
- Medical: summaries + APS, LE reports, impairments list, recent updates
- Compliance: ownership chain, required authorizations, licensing confirmations
Broker portal
Secure submissions
Preferred: encrypted upload link or broker data room.
Governance & controls
Built for institutional standards: documented process, clear approvals, and operational controls designed to reduce execution risk.
Documented investment process
Repeatable underwriting memos, pricing rationale, and approval gates for exceptions.
- Standardized diligence checklists
- Scenario / sensitivity review
- Audit-friendly documentation
Operational readiness
Where appropriate, we leverage reputable third-party services to support institutional workflows.
- Policy tracking and servicing coordination
- Data security and access controls
- Counterparty and documentation discipline
Compliance mindset
We transact through licensed channels and prioritize a clean chain of title.
- Broker/provider licensing verification
- Clear ownership documentation
- Privacy-conscious handling of medical data
Contact
If you’re a licensed broker or provider, reach out with your desk info and preferred submission format. We’ll share next steps (portal link, checklist, and workflow).
Quick contact form
Optional: connect this to your backend (or a form service) for automated intake.